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3.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured
3.5 loss damaged or expense proximately caused by delay, even though the delay be caused by a risk insured against (except expenses payable under Clause 2 above)
3.6 loss damage or expense arising from insolvency or financial default of the owners managers charterers or operators of the vessel
3.7 any claim based upon loss of or frustration of the voyage or adventure
3.8 loss damage or expense arising from any hostile use of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter.
3 本保险决不承保：
3.1 可归因于被保险人的故意渎职行为的损失、损害或费用
3.2 保险标的的通常渗漏，通常重量或体积损失，或通常损耗
3.3 保险标的的包装或准备不足或不当引起的损失、损害或费用（为本第33款之目的，“包装”应视为包括集装箱或托盘内的积载，但仅适用于此种积载是在本保险责任开始前进行或是由被保险人或其雇员进行之时）
3.4 保险标的的固有缺陷或性质造成的损失、损害或费用
3.5 延迟直接造成的损失、损害或费用，即便该延迟是由承保风险引起的（但根据上述第2条支付的费用除外）
3.6 因船舶所有人、管理人、承租人或经营人的破产或财务困境引起的损失、损害或费用
3.7 基于航程或冒险的损失或落空的任何索赔
3.8 因任何敌对性使用原子或核裂变及/或聚变或其他类似反应或放射性力量或物质所制造的战争武器引起的损失、损害和费用。
第4条 不适航和不适运除外条款(Unseaworthiness and Unfitness Exclusion Clause)
4 4.1 In no case shall this insurance cover loss damage or expense arising from
unseaworthiness of vessel or craft,
unfitness of vessel craft conveyance container or liftvan for the safe
carriage of the subject-matter insured,
where the Assured or their servants are privy to such unseaworthiness or
unfitness, at the time the subject-matter insured is loaded therein.
4.2 The Underwriters waive any breach of the implied warranties of
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