1982年1月1日协会货物战争险保险条款
1982年1月1日协会货物战争险保险条款
郭国汀
【关键词】货物保险、战争险
【全文】
1982年1月1日协会货物战争险保险条款
(Institute War Clauses (Cargo) 1/1/82)
第1条 风险条款（Risks Clause）
1 This insurance covers, except as provided in Clauses 3 and 4 below, loss of or damage to the subject-matter insured caused by
1.1 war civil war revolution rebellion insurrection, or civil strife arising therefrom, or any hostile act by or against a belligerent power
1.2 capture seizure arrest restraint or detainment, arising from risks covered under 1.1 above, and the consequences thereof or any attempt thereat
1.3 derelict mines torpedoes bombs or other derelict weapons of war.
1 本保险承保除下列第3和第4条规定以外者，由下列原因造成的灭失或损害：
1.1 战争、内战、革命、叛乱、暴动或由此引起的内乱或交战团体之间的任何敌对行动
1.2 由上述第1.1款承保的风险引起的捕获、扣押、扣留、管制或拘押，及其后果或任何威胁企图
1.3 被遗弃的水雷、鱼雷、炸弹或其他被遗弃的战争武器。
第2条 共同海损条款(General Average Clause)
2 This insurance covers general average and salvage charge, adjusted, or determined according to the contract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from a risk covered under these clause.
2 本保险承保为避免或与避免根据本保险条款承保的风险有关的损失，按照运输合同及/或管辖法律和惯例理算或确定的共同海损和救助费用。
第3条 一般除外条款(General Exclusions Clause)
3 In no case shall this insurance cover
3.1 loss damage or expense attributable to willful misconduct of the Assured
1.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured
3.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured (for the purpose of this Clause 3.3 “packing” shall be deemed to include stowage in a container or liftvan but only when such stowage is carried out prior to attachment of this insurance or by the Assured or their servants)
