1982年1月1日协会货物罢工险保险条款
1982年1月1日协会货物罢工险保险条款
郭国汀
【关键词】货物保险、罢工险
【全文】
1982年1月1日协会货物罢工险条款
(Institute Strikes Clauses (Cargo))
承保风险
第1条 风险条款(Risks Clause)
Clause 1 ---Risks Clause
1 This insurance covers, except as provided in Clause 3 and 4 below, loss of or
damage to the subject-matter insured cause by
1.1 strikers, locked-out workmen, or persons taking part in labour disturbances,
riots or civil commotions
1.2 any terrorist or any person acting from a political motive.
1 本保险承保下列原因造成的保险标的的损失或损害，第3和第4条规定者除外：
1.1 罢工者、闭厂工人或参加劳资纠纷、暴乱或民事骚乱的人员
1.2 任何恐怖分子或出于政治动机而行为的人员。
第2条 共同海损条款(General Average Clause)
2 This insurance covers general average and salvage charges, adjusted or deter or
determined according to the contract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from a risk covered under these clause.
2 本保险承保根据货物合同及/或管辖的法律和惯例理算或确定的，为避免根据这些条款承保的风险造成的损失或与避免该损失有关的共同海损和救助费用。
除外责任
第3条 一般除外条款(General Exclusions Clause)
3 In no case shall this insurance cover
3.1 loss damage or expense attributable to wilful misconduct of the Assured
3.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and tear of the subject-matter insured
3.3 loss damaged or expense caused by insufficiency or unsuitability of packing or preparation of the subject-matter insured (for the purpose of this Clause 3.3 “packing” shall be deemed to include
3.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured
